SAF-T is Coming. We’re Ready – Are You?
Starting in January 2026, Bulgaria will begin the phased introduction of SAF-T (Standart Audit File for Tax) reporting, an important regulatory shift aimed at improving transparency, standardizing tax audits, and facilitating communication between companies and the National Revenue Agency (NRA).
This change will affect thousands of businesses, and the time to start preparing is now.
Who Will Be Affected and When?
SAF-T in Bulgaria will be implemented in five stages, based on company size and financial thresholds:
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January 2026 – Very large enterprises (e.g., > BGN 300M revenue or BGN 3.5M tax liabilities)
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January 2027–2028 – Large and medium-sized businesses
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January 2029 – Small enterprises, regardless of size
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January 2030 – All VAT-registered entities
Additionally, there is a 6-month grace period for companies newly subject to SAF-T requirements, during which files do not need to be submitted, and corrections are allowed without penalty.
What Will SAF-T Reporting Include?
Businesses will be required to submit structured reports on:
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General ledger and all accounting transactions
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Purchase and sales invoices
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Customer and supplier data
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Payments (incoming and outgoing)
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Fixed assets and inventories
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Tax and social security obligations
Depending on the type of report, submissions will be monthly, annually, or on-demand.
How Navtech Can Help
At NavTech, we understand that change can be overwhelming - especially when it involves your core financial data and compliance obligations. That’s why we’ve made it our mission to help businesses not just adapt to SAF-T but thrive with it.
Here’s how we support you every step of the way:
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System Audit & Readiness Check
We assess your current ERP or accounting systems and identify whether your infrastructure supports SAF-T-compatible reporting formats.
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Software Upgrades & Integration
Whether you need a full system upgrade or a modular SAF-T extension, our team will tailor the right solution to your specific business needs.
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Data Mapping & Transformation
We ensure your internal data structure aligns with SAF-T schemas, minimizing manual work and ensuring compliance.
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Training & Support
We equip your finance and IT teams with the knowledge and tools they need through expert-led training, documentation, and ongoing support.
Why Act Now?
Preparing for SAF-T isn’t just about checking a compliance box. It’s about future-proofing your business and optimizing your reporting processes. Companies that act early will benefit from:
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Smoother transitions with less pressure
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Reduced risk of errors or fines
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Increased operational transparency
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A competitive edge in digital transformation
Let’s Talk
Whether you’re unsure how SAF-T applies to you or already planning, Navtech is here to help. Let’s start with a conversation. We’ll guide you through every step - from assessment to implementation, so you can meet the new requirements with confidence.
